Walden Savings Bank

  • Mortgage Loan Originator

    Job Locations US-NY-Montgomery
    Job ID
    2018-1211
    Category
    Retail Lending
    Type
    Regular Full-Time
  • Overview

    Walden Savings Bank is looking for individuals who not only appreciate the benefits of working for a federally chartered financial institution, but also possess the desire to better their community. We are seeking candidates in the Orange, Ulster, Sullivan and Dutchess county area that are interested in expanding an exciting, challenging and rewarding career in the mortgage origination field. If you are self-reliant, social, energetic and positive about people, then assisting people with the largest financial transaction of their lifetime may be for you.

     

    You would also become part of a successful and rapidly growing financial institution positioning itself for the future.

     

    Applicants must have registered on NMLS or eligible to become registered and must meet certain credit and background check requirements.

     

     

     

    Responsibilities

    • Originate first and second lien residential loans.
    • Interview prospective customers in order to determine their objectives, advise them of Bank pricing and product options, analyze credit and financial information and obtain any other relevant or required documentation.
    • Provide accurate and complete applications to the loan originations group.
    • Conducts themselves at all times in a professional and ethical manner when dealing with potential and existing clients, adhering to all Fair Lending regulations and laws.
    • Possess the ability to analyze complex financial matters and structure alternative loans as required
    • Keep in communication at all times with the customer throughout the origination process, from the time of application to closing, including all involved business partners.
    • Regularly meet with and provide feedback to the Sr. Vice President of Retail Lending on pipeline status and field observations.
    • Actively participates in local business and community activities and maintains close contact with local builders, real estate brokers and agents, customers and prospects.
    • Must achieving production goals as set forth by the Bank.

     

    Qualifications

    • High School diploma or equivalent required.
    • 4 year college degree preferred, with relevant financial and marketing background.
    • Familiarity with residential real estate and mortgage lending terminology and operating procedures.
    • Knowledge of conventional/conforming guidelines and origination systems including FNMA and FHLMC.
    • One year experience in a financial institution, loan office or real estate environment preferred.
    • Must be eligible to become registered on NMLS, including credit and background checks

     

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